STEP FOUR--GAINING AN AWARENESS OF THE 'REAL COSTS' OF CARE AND AN UNDERSTANDING OF HOW THESE CARE NEEDS ARE GOING TO BE PAID FOR WHEN THE TIME COMES
Goals: To ensure you have an understanding of what care services actually cost and that you are aware of what your out-of-pocket monthly care-costs will be when you need care
To be able to list the financial means you have in place for your care-years including the amounts allocated to pay for your future care and for how long
To ensure that you have an understanding of what your out-of-pocket monthly costs may be when your loved ones (parents/spouse/in-laws/siblings) need care and may look to you for assistance
Postponing this question of costs is not an option as 'care is a family affair'
Aim for choices for you and your loved ones when some care services are required, especially when long-term care intensive-type services become necessary
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